You can borrow against your share account with a term up to five years.

The rate for the share secured loan is 2% over our share savings account rate and the rate fluctuates.

We will lend on your Toro stock you own outside the company retirement plans. You must have possession of the actual stock certificate and give to us for safekeeping during the term of the loan. We will lend up to 50% of the value of the stock and the term can be up to five years.