Loan Payment Protection Plans

GAP Coverage to protect your vehicle in the event your auto is stolen or involved in a major accident. We also offer Mechanical Breakdown Coverage for your auto.

You can purchase low-cost credit life and credit disability insurance - loan protection, just in case. This insurance is offered through CUNA Mutual Insurance and the benefits paid per premium dollar are the highest in the industry so you know you are getting a great value for the insurance dollar.*

For questions on our Payment Protection Plans call our Loan Department at 952-887-8012. 

Free $1500 accident insurance for all members. As an eligible member of the credit union you are entitled to receive 24-Hour Accidental Death and Dismemberment Insurance simply by completing and mailing an enrollment form. You can purchase additional coverage for yourself and your family. The premium for the optional coverage is deducted from your savings account every February, May, August and November. 

*Your purchase of additional loan insurance coverage is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative for a full explanation of the terms. Payment Protection solutions include:  MEMBER’S CHOICE® credit life and credit disability insurance products underwritten by CUNA Mutual Insurance Society.Mechanical Repair Coverage is underwritten by Route 66. GAP Protection is a loan deficiency waiver and is not offered as insurance coverage.