DEPOSIT RATES

Savings Rates - Effective November 1, 2023

Account TypeDividend RateAPYMinimum Deposit
To Open
Minimum Balance
For Dividends
PRIMARY SHARE
.15%.15%$5$105
SECONDARY (CLUB) SAVINGS.15%.15%$5$105
HOLIDAY SAVINGS CLUB.50%.50%$5$5
MONEY MARKET.99%1.00%$2,500$2,500
MONEY MARKET1.24%1.25%$2,500$10,000
MONEY MARKET1.49%1.50%$2,500$25,000
MONEY MARKET2.47%2.50%$2,500$50,000
MONEY MARKET2.96%3.00%$2,500$100,000
BALANCE PLUS CHECKING.250%.250%$500$500
EZ CHECKING.00%.00%$50$0
IRA SAVINGS (Traditional, Roth, or Educational).99%1.00%$2,500$2,500
IRA SAVINGS (Traditional, Roth, or Educational)1.24%1.25%$2,500$10,000
IRA SAVINGS (Traditional, Roth, or Educational)1.49%1.50%$2,500$25,000
IRA SAVINGS (Traditional, Roth, or Educational)2.47%2.50%$2,500$50,000
IRA SAVINGS (Traditional, Roth, or Educational)2.96%3.00%$2,500$100,000

Certificate Rates - Effective November 1, 2023

Certificate TermDividend RateAPYMinimum Deposit
6 MONTH CERTIFICATE - One time NO PENALTY withdrawal.4.43%4.50%$500 - One time NO PENALTY withdrawal.
12 month Certificate 5.15%5.25%$500
24 month Certificate 3.21%3.25%$500
36 month Certificate 2.97%3.00%$500
IRA CERTIFICATE (Traditional, Roth, or Educational)
12 month IRA Certificate 5.15%5.25%$500
24 month IRA Certificate 3.21%3.25%$500
36 month IRA Certificate 2.97%3.00%$500
STEP-UP CERTIFICATES
24 month Step-Up CD 3.21%3.25%$1,000
36 month Step-Up CD 2.97%3.00%$1,000
JUMBO CERTIFICATES
6 month Jumbo Certificate4.43%4.50%$25,000
12 month Jumbo Certificate5.15%5.25%$25,000
24 month Jumbo Certificate3.21%3.25%$25,000
36 month Jumbo Certificate2.97%3.00%$25,000