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Effective 11/01/2019
Checking Account Fees
Returned NSF fee$ 25 per check
Paid NSF fee$ 25 per check
Courtesy Pay - maximum of $100 per day$ 25 per item
Stop Pay charge - ACH, Bill Pay & Checks$25 per request
Check Copy charge (free in Online Banking)$ 5 per check copy
Checking Printing feePrices vary depending upon style
Balance Plus Checking Account
(minimum balance charge)
$ 10
per month if $500 minimum balance is not maintained.
Money Market Account
(minimum balance charge)
$ 10
per month if $2,500 minimum balance is not maintained.
Account Reconciliation & Research fee$ 30 per hour
Statement copy fee$ 5 per period
Inactive Fee After 12 Months (Quarterly)$15 per quarter
Deposited Item Return fee$ 15 per item
Items Sent for Collection feeVaries depending upon check
Wire Transfer (incoming) fee$ 5 per wire
Wire Transfer (outgoing) fee$ 20 per wire
Cashiers Check fee$ 3 per check
Money Order fee$ 3 per item
Gift Card fee$ 2.50 per card
Levy & Garnishment fee$25
Stop pay fee for cashier checks$25 per check
Returned Statement Fee
after two (2) monthly statements, or two(2) quarterly statements returned undeliverable.
$ 10 per statement
Express Mail feeprices vary upon service
Subordination of Real Estate Loan$100
Account Reactivation fee - within 6 months$10 reopen account
ATM Withdrawal fee - after 8 free per month$ 2 per transaction
ATM/Debit Card Overdrawn fee$ 25 per withdrawal
Replace Debit/ATM card$ 10 per card
Replace Debit/ATM pin$ 10 per pin
ACH Return NSF fee$ 25 per item
ACH Paid NSF fee$ 25 per item
ACH/Debit Card Stop Payment fee$ 25 per request
Foreign Items for collection fee Varies (depending on check)
If you pay for something with a check you may authorize your check to be converted to an electronic funds transfer. You may also authorize merchants to electronically debit your account for returned checks fees.
The rates and fees listed are accurate and effective for all accounts as of the Effective Date indicated on this Rate & Fee Schedule. Please contact us for current rate and fee information.

We’re excited to announce that a completely NEW look-and-feel for It’sMe24 Online Banking will be released on October 13th. Please contact us if you have any questions.Contact Us