Fee Schedule

Effective 1/01/2014
Checking Account Fees
Returned NSF fee	$ 25 per check
Paid NSF fee	$ 25 per check
Courtesy Pay - maximum of $100 per day	$ 25 per item
Stop Pay charge - ACH, Bill Pay & Checks	$25 per request
Check Copy charge (free in Online Banking)	$ 5 per check copy
Checking Printing fee	Prices vary depending upon style
Balance Plus Checking Account (minimum balance charge)	$ 10 per month if $500 minimum balance is not maintained.
Other Service Fees (all accounts)
Money Market Account (minimum balance charge)	$ 10 per month if $2,500 minimum balance is not maintained.
Account Reconciliation & Research fee	$ 30 per hour
Statement copy fee	$ 5 per period
Dormant Account (Quarterly)	$15 per quarter
Deposited Item Return fee	$ 15 per item
Foreign Deposit Items	$40 guaranteed
Foreign Deposit Items	$20 non-guaranteed
Items Sent for Collection fee	Varies depending upon check
Wire Transfer (incoming) fee	$ 5 per wire
Wire Transfer (outgoing) fee	$ 20 per wire
Cashiers Check fee	$ 3 per check
Money Order fee	$ 3 per item
Gift Card fee	$ 2.50 per card
Withdrawal Check (second party payee) fee	$ 2 per check
Levy & Garnishment fee	$25
Stop pay fee for teller checks	$25 per check
Returned Statement Fee after two (2) monthly statements, or two(2) quarterly statements returned undeliverable.	$ 10 per statement
Express Mail fee	prices vary upon service
Subordination of Real Estate Loan	$100
Account Reactivation fee - within 6 months	$10 reopen account
Electronic Funds Transfer Fees
ATM Withdrawal fee - after 4 free per month	$ 2 per transaction
ATM/Debit Card Overdrawn fee	$ 25 per withdrawal
Replace ATM card	$ 10 per card
ACH Return NSF fee	$ 25 per item
ACH Paid NSF fee	$ 25 per item
ACH/Debit Card Stop Payment fee	$ 25 per request
If you pay for something with a check you may authorize your check to be converted to an electronic funds transfer. You may also authorize merchants to electronically debit your account for returned checks fees.
The rates and fees listed are accurate and effective for all accounts as of the Effective Date indicated on this Rate & Fee Schedule. Please contact us for current rate and fee information.