First Mortgages


Toro Employees Federal Credit Unions offers competitive fixed-rate first mortgage refinancing up to 15 years. Less Hassle..Less Paperwork..Lower Closing Costs.

  •  Payment example: A $40,000 loan at 3.50% for 15 years, assuming 80% Loan to Value, would have a principal and interest payment of $285.95.  MN & WI homes only.

Contact a Toro Employees FCU loan officer at 952-887-8012 for more details and current rates. Equal Housing Lender. NMLS #619460


Toro Employees Federal Credit Union also offers a full menu of first mortgages through our partner company. Fixed Rate, Adjustable Rate, VA, FHA, Jumbo and Balloon Loans are available for purchases or refinances.

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Looking to purchase or sell your home? Contact Servion Realty at 651-787-9555 or visit Servion Realty. Licensed in MN and Western WI.

Servion Realty is a division of Servion Group, which is owned by 58 credit unions in Minnesota and partners with many more.  You won’t see billboard or tv advertising for us, because much of our business comes from relationships with our credit union owners and partners, who consider us a trusted partner.   

The Minnesota Home Ownership Center is an independent, non-profit provider of information and resources to help Minnesotans obtain and maintain home ownership. Counseling support is available in English, Hmong and Spanish. The Center can also arrange for interpretation services in another language, if necessary.