First Mortgages

Toro Credit Union offers competitive fixed-rate first mortgage refinancing up to 15 years.

Less Hassle.
Less Paperwork.
Lower Closing Costs.

Payment example: A $40,000 loan at 3.50% for 15 years, assuming 80% Loan to Value, would have a principal and interest payment of $285.95.  MN & WI homes only.

Contact a Toro CU loan officer at 952-887-8012 for more details and current rates. Equal Housing Lender. NMLS #619460


First Class Mortgage Banner1

Toro Credit Union also offers a full menu of first mortgages through our trusted partner, First Class Mortgage.  First Class Mortgage offers the following loans for purchases or refinances:

  • Fixed Rate
  • Adjustable Rate
  • VA
  • FHA
  • Jumbo
  • Balloon

Please contact a Toro CU loan officer at 952-887-8012 for more details and current rates.


Servion Realty is a division of Servion Group, which is owned by 58 credit unions in Minnesota and partners with many more.  You won’t see billboards of tv advertisements for Servion because they’re a relationship based business with most of their business coming directly from credit unions like Toro Credit Union.

Looking to purchase or sell your home? Contact Servion Realty at 651-787-9555 or visit Servion Realty. Licensed in MN and Western WI.


The Minnesota Home Ownership Center is an independent, non-profit provider of information and resources to help Minnesotans obtain and maintain homeownership. Counseling support is available in English, Hmong, and Spanish. The Center can also arrange for interpretation services in another language, if necessary.