Rates

Loan Rates - Effective November 2, 2018

Loan TypeRates as low asTerms/Information
Personal Loan9.000% Be Free-in-3
Shared Secured2.250%Lower rate by pledging your primary shares
Toro Equipment6.250%Receive rewards for purchasing Toro Equipment. Talk to us.
Personal Line of Credit9.000%Have peace of mind
New Auto Loan3.200%Affordable payments and terms
Used Auto Loan3.700%Purchase or refinance to save money
Boat or Camper4.000% Put a little fun in your life!
ATV or Snowmobile8.000%Have fun in your life no matter the season
Home Equity Line of Credit5.250%Access equity in your home when you need it
Home Equity4.000%Fixed rate 5 year term
Home EquityPrime RateFixed rate 10 year term
Home Equity5.750%Fixed rate 15 year term

Savings Rates - Effective December 12, 2018

Account TypeAPYMinimum Deposit
To Open
Minimum Balance
For Dividends
PRIMARY SHARE
0.25%$5$105
SECONDARY SAVINGS0.25%$5$105
MONEY MARKET0.25%$2,500$105
MONEY MARKET0.50%$2,500$2,500
MONEY MARKET0.60%$2,500$10,000
MONEY MARKET0.80%$2,500$25,000
MONEY MARKET0.90%$2,500$50,000
MONEY MARKET1.20%$2,500$100,000
HOLIDAY SAVINGS CLUB0.50%$5$5
BALANCE PLUS CHECKING0.125%$500$500
EZ CHECKING0.00%$50$0
TRADITIONAL IRA0.25%$105$5
TRADITIONAL IRA0.50%$2,500$2,500
TRADITIONAL IRA0.60%$2,500$10,000
TRADITIONAL IRA0.80%$2,500$25,000
TRADITIONAL IRA0.90%$2,500$50,000
TRADITIONAL IRA1.20%$2,500$100,000

Certificate Rates - Effective December 12, 2018

Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE1.05%$500
6 MONTH CERTIFICATE1.25%$25,000
12 MONTH CERTIFICATE1.35%$500
12 MONTH CERTIFICATE1.55%$25,000
**15 MONTH CERTIFICATE SPECIAL**2.25%$5,000
24 MONTH CERTIFICATE1.95%$500
24 MONTH CERTIFICATE2.15%$25,000
36 MONTH CERTIFICATE2.05%$500.00
36 MONTH CERTIFICATE2.25%$25,000
24 MTH STEP UP CD1.95%$1,000
36 MTH STEP UP CD2.05%$1,000
12 MONTH IRA CD1.55%$500
**15 MONTH IRA CD SPECIAL**2.25%$5,000
24 MONTH IRA CD2.15%$500
36 MONTH IRA CD2.25%$500