Privacy Policy

Recognition of Member’s Expectations of Privacy

The credit union recognizes and respects the privacy expectations of the members. We shall make available our privacy guidelines available to members.

Use, Collection and Retention of Member Information

The credit union should collect and use information about individual members only where the credit union reasonably believes it would be useful and allowed by law to administering that organization’s business and to provide products, services and other opportunities to their members.

Maintenance of Accurate Information

The credit union shall establish procedures so that a member’s financial information is as accurate, current and complete as possible. The credit union responds to requests to correct inaccurate information as soon as possible.

Limiting Employee Access to Information

The credit union has procedures that limit employee access to personally identifiable information to those employees with a business reason for knowing such information. We train employees so they understand the importance of confidentiality and member privacy.

Protection of Information via Established Security Procedures

The credit union maintains appropriate security standards and procedures regarding unauthorized access to member information.

Restrictions on the Disclosure of Account Information

The credit union will not reveal specific information about member accounts or other personally identifiable data to unaffiliated third parties, unless

  1. the information is provided to help complete a member-initiated transaction.
  2. the member requests it.
  3. the disclosure is required by/or allowed by law or government order or court order.
  4. third party seeks to verify the existence or condition of your account in accordance with applicable law
  5. the member has been informed about the possibility of such disclosure through a prior communication and is given the opportunity to decline it (i.e., “opt out”)

Maintaining Member Privacy in Business Relationships with Third Parties

If personably identifiable member information is provided to a third party, the credit union requires the third party to adhere to similar privacy principles that provide for keeping such information confidential.