DEPOSIT RATES

Savings Rates - Effective February 1, 2020

Account TypeDividend RateAPYMinimum Deposit
To Open
Minimum Balance
For Dividends
PRIMARY SHARE
0.25%0.25%$5$105
SECONDARY SAVINGS0.25%0.25%$5$105
MONEY MARKET0.25%0.25%$2,500$105
MONEY MARKET0.50%0.50%$2,500$2,500
MONEY MARKET0.60%0.60%$2,500$10,000
MONEY MARKET0.80%0.80%$2,500$25,000
MONEY MARKET1.00%1.00%$2,500$50,000
MONEY MARKET1.24%1.25%$2,500$100,000
HOLIDAY SAVINGS CLUB0.50%0.50%$5$5
BALANCE PLUS CHECKING0.125%0.125%$500$500
EZ CHECKING0.00%0.00%$50$0
IRA SAVINGS (Traditional, Roth, or Educational)0.25%0.25%$105$5
IRA SAVINGS (Traditional, Roth, or Educational)0.50%0.50%$2,500$2,500
IRA SAVINGS (Traditional, Roth, or Educational)0.60%0.60%$2,500$10,000
IRA SAVINGS (Traditional, Roth, or Educational)0.80%0.80%$2,500$25,000
IRA SAVINGS (Traditional, Roth, or Educational)1.00%1.00%$2,500$50,000
IRA SAVINGS (Traditional, Roth, or Educational)1.24%1.25%$2,500$100,000

Certificate Rates - Effective February 1, 2020

Certificate TermDividend RateAPYMinimum Deposit
13 MONTH CERTIFICATE - Limited time offer1.986%2.00%$1,000
6 MONTH CERTIFICATE1.05%1.05%$500
12 MONTH CERTIFICATE1.69%1.70%$500
24 MONTH CERTIFICATE1.94%1.95%$500
36 MONTH CERTIFICATE2.03%2.05%$500.00
STEP-UP CD 24 Months1.94%1.95%$1,000
STEP-UP CD 36 Months2.03%2.05%$1,000
JUMBO CERTIFICATE 6 MONTH1.24%1.25%$25,000
JUMBO CERTIFICATE 12 MONTH1.89%1.90%$25,000
JUMBO CERTIFICATE 24 MONTH2.13%2.15%$25,000
JUMBO CERTIFICATE 36 MONTH2.23%2.25%$25,000
12 MONTH IRA CERTIFICATES (Traditional, Roth, or Educational)1.89%1.90%$500
24 MONTH IRA CERTIFICATES (Traditional, Roth, or Educational)2.13%2.15%$500
36 MONTH IIRA CERTIFICATES (Traditional, Roth, or Educational)2.23%2.25%$500