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DEPOSIT RATES

Savings Rates - Effective February 1, 2023

Account TypeDividend RateAPYMinimum Deposit
To Open
Minimum Balance
For Dividends
PRIMARY SHARE
.15%.15%$5$105
SECONDARY (CLUB) SAVINGS.15%.15%$5$105
HOLIDAY SAVINGS CLUB.50%.50%$5$5
MONEY MARKET.75%.75%$2,500$2,500
MONEY MARKET.95%.95%$2,500$10,000
MONEY MARKET1.04%1.05%$2,500$25,000
MONEY MARKET1.09%1.10%$2,500$50,000
MONEY MARKET1.24%1.25%$2,500$100,000
BALANCE PLUS CHECKING.100%.100%$500$500
EZ CHECKING.00%.00%$50$0
IRA SAVINGS (Traditional, Roth, or Educational).75%.75%$2,500$2,500
IRA SAVINGS (Traditional, Roth, or Educational).95%.95%$2,500$10,000
IRA SAVINGS (Traditional, Roth, or Educational)1.04%1.05%$2,500$25,000
IRA SAVINGS (Traditional, Roth, or Educational)1.09%1.10%$2,500$50,000
IRA SAVINGS (Traditional, Roth, or Educational)1.24%1.25%$2,500$100,000

Certificate Rates - Effective February 1, 2023

Certificate TermDividend RateAPYMinimum Deposit
6 MONTH CERTIFICATE1.49%1.50%$500
12 MONTH CERTIFICATE1.74%1.75%$500
24 MONTH CERTIFICATE1.98%2.00%$500
36 MONTH CERTIFICATE2.23%2.25%$500
****LIMITED TIME SPECIAL OFFER - 13 MONTH CERTIFICATE****4.18%4.25%$1000
12 MONTH IRA CERTIFICATES (Traditional, Roth, or Educational)1.84%1.85%$500
24 MONTH IRA CERTIFICATES (Traditional, Roth, or Educational)2.08%2.10%$500
36 MONTH IIRA CERTIFICATES (Traditional, Roth, or Educational)2.33%2.34%$500
STEP-UP CD 24 Months1.98%2.00%$1,000
STEP-UP CD 36 Months2.23%2.25%$1,000
JUMBO CERTIFICATE 6 MONTH1.59%1.60%$25,000
JUMBO CERTIFICATE 12 MONTH1.84%1.85%$25,000
JUMBO CERTIFICATE 24 MONTH2.08%2.10%$25,000
JUMBO CERTIFICATE 36 MONTH2.33%2.35%$25,000