Savings Rates - Effective December 1, 2020
| Account Type | Dividend Rate | APY | Minimum Deposit To Open | Minimum Balance For Dividends |
|---|---|---|---|---|
| PRIMARY SHARE | .15% | .15% | $5 | $105 |
| SECONDARY (CLUB) SAVINGS | .15% | .15% | $5 | $105 |
| HOLIDAY SAVINGS CLUB | .50% | .50% | $5 | $5 |
| MONEY MARKET | .20% | .20% | $2,500 | $2,500 |
| MONEY MARKET | .30% | .30% | $2,500 | $10,000 |
| MONEY MARKET | .40% | .40% | $2,500 | $25,000 |
| MONEY MARKET | .45% | .45% | $2,500 | $50,000 |
| MONEY MARKET | .55% | .55% | $2,500 | $100,000 |
| BALANCE PLUS CHECKING | .10% | .10% | $500 | $500 |
| EZ CHECKING | .00% | .00% | $50 | $0 |
| IRA SAVINGS (Traditional, Roth, or Educational) | .20% | .20% | $2,500 | $2,500 |
| IRA SAVINGS (Traditional, Roth, or Educational) | .30% | .30% | $2,500 | $10,000 |
| IRA SAVINGS (Traditional, Roth, or Educational) | .40% | .40% | $2,500 | $25,000 |
| IRA SAVINGS (Traditional, Roth, or Educational) | .45% | .45% | $2,500 | $50,000 |
| IRA SAVINGS (Traditional, Roth, or Educational) | .55% | .55% | $2,500 | $100,000 |
Certificate Rates - Effective December 1, 2020
| Certificate Term | Dividend Rate | APY | Minimum Deposit |
|---|---|---|---|
| 6 MONTH CERTIFICATE | .45% | .45% | $500 |
| 12 MONTH CERTIFICATE | .70% | .70% | $500 |
| 24 MONTH CERTIFICATE | .85% | .85% | $500 |
| 36 MONTH CERTIFICATE | 1.00% | 1.00% | $500 |
| 12 MONTH IRA CERTIFICATES (Traditional, Roth, or Educational) | .80% | .80% | $500 |
| 24 MONTH IRA CERTIFICATES (Traditional, Roth, or Educational) | .95% | .95% | $500 |
| 36 MONTH IIRA CERTIFICATES (Traditional, Roth, or Educational) | 1.10% | 1.10% | $500 |
| STEP-UP CD 24 Months | .85% | .85% | $1,000 |
| STEP-UP CD 36 Months | 1.00% | 1.00% | $1,000 |
| JUMBO CERTIFICATE 6 MONTH | .55% | .55% | $25,000 |
| JUMBO CERTIFICATE 12 MONTH | .80% | .80% | $25,000 |
| JUMBO CERTIFICATE 24 MONTH | .95% | .95% | $25,000 |
| JUMBO CERTIFICATE 36 MONTH | 1.10% | 1.10% | $25,000 |