Checking That Fits Your Life
No complicated tiers. No hidden fees. Just two straightforward checking options designed to fit how you manage your money.
Both the NEW Performance Checking and Core Checking come packed with the key features you expect—plus the flexibility to choose what works best for you.
- Free debit card
- Free online & mobile access
- Free bill pay
- Access to MoneyPass® ATMs
- Free check images (It’sMe247)
- Direct deposit available
Simple checking. No hidden fees. No complicated account tiers.
Whether you’re looking to earn dividends or simply need an easy everyday checking account, Toro Credit Union offers two straightforward options designed to fit your financial needs.
Compare Our Checking Accounts
| Feature | Performance Checking | Core Checking |
|---|---|---|
| Best For | Earning dividends on your balance | Simple, no-minimum banking |
| Minimum Balance | $500 to avoid monthly fee | None |
| Monthly Service Fee | $0 (with $500 balance) | $0 |
| Earn Dividends | ✔ Yes | No |
| Check Writing | Unlimited | Unlimited |
| Debit Card | Free | Free |
| Online & Mobile Banking | Free | Free |
| Online Bill Pay | Free | Free |
| ATM Access | Free MoneyPass network | Free MoneyPass network |
| Check Images (It’sMe247) | Free | Free |
| Direct Deposit | Available | Available |
| Overdraft Protection | Available | Available |
| Free Checks | First box (economy) | First box (economy) |
Debit Card Round-Up
Save without thinking about it. Every time you use your debit card, your purchase is rounded up to the nearest dollar, and the spare change is automatically deposited into the account you choose.
Spend $3.60? We’ll round up to $4.00 and move $0.40 into savings.
It’s an easy way to build savings for emergencies, holidays, vacations, or future goals—one purchase at a time.
Open Your Checking Account Today
Getting started is easy—stop by the credit union, give us a call, or open your account online.
Not sure which option fits your needs? We’re here to guide you.
How to open a checking account online:
- Login to It’sME247 Online Banking
- Click “New Accounts”
- Click “More Share Info”
- Click “Open” on the same line as the account type you wish to open.