LOAN PROTECTION

Guaranteed Asset Protection (GAP)

You don’t expect your car to be totaled by an accident or stolen—but you get car insurance just in case. You probably don’t expect that your insurance settlement could suddenly leave you thousands of dollars in debt, because you owe more on your car loan than your car is worth. You’ll be glad to know there is a way to make sure a car wreck doesn’t wreck your finances: GAP, or Guaranteed Asset Protection for your vehicle loans.

  • An optional and inexpensive benefit that you may add to your collateralized loans
  • GAP coverage goes into effect when your vehicle is stolen and isn’t recovered, or is totaled in an accident and cannot be repaired
  • GAP covers the difference between your primary carrier insurance settlement and the payoff of your loan

Please contact the credit union for more details or to see if you can add this coverage to your vehicle loan today!

Extended Warranty Coverage

Route 66 Extended Warranty coverage for your vehicle coverage picks up where manufacturers’ warranties end and is less expensive than many other extended warranty options. It’s available for newer, as well as older, year model vehicles, even if you didn’t finance your vehicle with us.

Please contact the credit union for more information on Route 66 Extended Warranty coverage.

Credit Life & Disability Insurance

Credit Life Insurance helps you protect your family and home if you can’t be there for them. If you pass away during the period of a loan, Credit Life Insurance will pay off or reduce your remaining loan balance.


Please contact the credit union for more information on Credit Life or Disability Insurance.