Get a personal loan or line of credit to meet your varied financial needs. Access the funds anytime by calling or stopping by the credit union.

  • You can also use these funds as overdraft protection on a checking account or as a backup for a debit card.
  • A $20 annual fee is assessed to the line every December.
  • Loan term is two years and the payment amount is 5% of your balance or $25 whichever is greater.

Personal loans are for any purpose for a fixed amount ranging from $500 to $20,000 up to 5 years.

Be Free in 3 Loans 

Be Free in 3 Loans allow you to get the money you need but have it paid off in three years.  Rates as low as 9.00% APR. Certain Restrictions Apply.

Contact a loan officer for more details and current rates. When you’re ready to apply, please complete the online loan application.


How to apply for a personal loan:

  • Login to It’sME247 Online Banking
  • Click “New Accounts”
  • Click “More Loan Info”
  • Click “Apply Online” on the same line as the loan type you wish to apply for.

Action needed by ALL Toro Company Employees with PAYROLL DEDUCTION at the credit union.ACTION DETAILS & DEADLINES