FIRST MORTGAGE LOAN

Toro Credit Union also offers a full menu of first mortgages through our trusted partner, First Class Mortgage, NMLS #322842.  First Class Mortgage offers the following loans for purchases or refinances:

  • Fixed Rate
  • Adjustable Rate
  • VA
  • FHA
  • Jumbo
  • Balloon
  • Construction

First Mortgages are available in Minnesota, South Dakota, Wisconsin, and Florida. Please contact a loan officer or First Class Mortgage for more details*, current rates, or to start a mortgage application.

Apply for a Mortgage

*Annual Percentage Rate. First Mortgages available in MN, SD, WI, and FL.  Contact the credit union for full details of the offer. Rates are based upon credit score.  Federally insured by NCUA. Equal Housing Lender.

Realtor Services

We’re proud to partner with Servion Realty to provide you with expert realtor services for buying or selling a home.  Servion Realty is a division of Servion Group, which is owned by 58 credit unions in Minnesota and partners with many more.  You won’t see billboards of TV advertisements for Servion because they’re a relationship-based business with most of their business coming directly from credit unions like Toro Credit Union.

Please contact Servion Realty if you need a realtor’s help buying or selling a home.

Minnesota Homeownership Service

The Minnesota Home Ownership Center is an independent, non-profit provider of information and resources to help Minnesotans obtain and maintain homeownership.  Counseling support is available in English, Amharic, Hmong, Somali, and Spanish. The Center can also arrange for interpretation services in another language, if necessary.

Please contact the Minnesota Home Ownership Center to learn more.