Private, Confidential & FREE Financial Counseling

Toro Credit Union members and their immediate family have access to six free, private and confidential financial counseling sessions annually with a certified consumer credit counselor from LSS Financial Counseling. Sessions are available by phone, in-person in Minnesota, or online.

LSS Financial Counseling offers a wide variety of services including but not limited to:

  • Establishing a budget
  • Improving your credit score
  • Consolidating your payments with a debt management plan
  • Managing your student loans
  • Buying and protecting your home
  • Getting out of debt
  • Building credit

Please call 1-800-528-2926 or visit LSS Financial Counseling to schedule your free session today!

Learn more


Lobby will remain closed until further notice.
Staff Telephone Hours: Monday–Friday 9am-3pm CST
Call Center Telephone Hours: Monday–Friday 7am–9am CST & 3pm–7pm CST Saturday 7am– 4pm CST
Visit our COVID-19 UPDATES page for details.