Online Services

ATM/CO-OP Shared Branch

ATM/CO-OP Shared Branch Near You

Toro Credit Union has affiliated access points across the country so you’re never far from ATMs or Branches. Find a Money Pass ATM or a CO-OP Credit Union Shared Branch below. Before going to a Shared Branch location you’ll need to contact the credit union to request Shared Branch access.

Find an ATM

Free ATM’s are located in over 25,000 locations around the country.

Download the ATM finder app:

google-play app-store-download

Find a CO-OP Shared Branch

Affiliated credit union branches are in over 5,400 locations around the country.  Please contact the credit union to request shared branch access and take the following with you to the nearest CO-OP Shared Branch:

  1. Government issued ID such as driver’s license
  2. Your member number
  3. Credit Union Name (Toro Employees Federal Credit Union)
Find Nearest Branch

Download the CO-OP Shared Branch finder app:

google-play app-store-download

It’s Me 247 Online Banking

Because it’s your credit union! You are a member…you are an owner. Whether you visit the credit union online or in your lobby, we want you to see yourself reflected in the credit union. With built-in security and personalization features, It’s Me 247 Online Banking lets you acess your accounts, your way. You need a temporary password to log-in so please contact us 1-800-525-0051 or 952-887-8041.

What Can You Do With It’s Me 247?

  • Check your account balances
  • View the date and amount of your transactions including deposits, withdrawals, transfers and payments
  • Transfer funds between accounts
  • Set up eAlerts and Sign up for eNotices* 
  • Apply for a loan
  • Verify that certain checks have cleared
  • Read messages from your credit union
  • View your eStatements online within Online Banking*
  • Pay bills online*
  • Set up or change automatic transfers*
  • Assign nicknames to your accounts
  • Open additional savings accounts and buy a certificate –
  • and Many more features!

* Some of these features might require special activation. Ask a credit union representive if you need help!

How Do You Start?

On our wesite click the It’s Me 247 Online Banking Login button and follow the instructions.


Mobile Banking

Mobile Banking App

Manage your finances from the palm of your hand with the brand-new Toro Credit Union mobile app! The app is free to download from iTunes and Google Play and is compatible with all Apple and Android mobile devices. It uses your smartphone’s built-in functions to provide a better mobile banking experience.

With the Toro mobile app, you can:

  • Deposit checks instantly.
  • View account balances
  • Transfer funds
  • Pay bills or schedule future payments
  • View detailed account activity
  • Check eAlerts and other messages from Toro Credit Union
  • Find free ATMs and shared branches

How to Get Started

Banking with the Toro mobile app is easy. Simply download the free app, sign into your account, and start banking!

google-play app-store-download

Mobile Website

You can access the It’s Me 247 mobile website by clicking “Go Mobile” in the It’s Me 247 online banking toolbar in your mobile web browser. The mobile website offers the same features as online banking, but in a more mobile-friendly format. Mobile deposit is not available through the mobile website.

Text Banking

Text banking is a convenient service that allows you to receive quick on-the-go updates on your accounts via text message. Request and receive account information by sending text commands to Toro Employees. You can also enroll in eAlerts to receive automatic notices regarding account balances, deposits, withdrawals, or upcoming payments.

Text banking is a free service from Toro Credit Union but your mobile carrier’s standard texting and data rates may apply.


Mobile Deposit Capture

Mobile Deposit Capture allows you to deposit a check by taking a picture on your smartphone.  Follow these steps to deposit a check using Moblie Deposit Capture:

  • Endorse the back of the check and write “Mobile Check Deposit Toro FCU”
  • Log in to “Toro’s Mobile Banking App”
  • Tap “Move Money” Icon
  • Tap “Deposit Check” Icon
  • Tap “Deposit Your Check” option
  • Enter the dollar amount of the check with a decimal
  • Tap “Take picture” box below the front of check heading.
  • Position check in the frame and tap the “Camera” icon to take picture.  Make sure the entire check is within the frame.
  • If the image is clear tap “Use”
  • Tap “Take picture” box below the back of check heading.
  • Position check in the frame and tap the “Camera” icon to take picture.  Make sure the entire check is within the frame.
  • If the image is clear tap “Use”
  • Tap the “Deposit to” account and select the account.
  • Select “Submit”

Watch a video on how to use remote deposit capture.  If you have any questions, please contact the credit union.


  • Credit Union Service Right at Your Fingertips!
  • Access your accounts 24 hours a day from your touch-tone phone
  • You can review account balances
  • Verify the date and amount of your transactions, including deposits, withdrawals, transfers and payments
  • Transfer funds between accounts
  • Make loan payments 

Toll-free number is 1-844-854-4459   

Ask a staff member how to get started by contacting us at 952-887-8041 or 1-800-525-0051



Benefits you receive:

  • Free and easy to manage
  • Safe, secure, and easy to read
  • Faster than statements by mail
  • You can view 18 months of statement history

How Do You Start?

Sign up in It’sMe247 Online Banking.