TRUSTAGE INSURANCE

You trust Toro Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the TruStage Insurance Program, offering preferred coverage solutions for credit unions and their members.

  • Convenient e-service, pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims service 24-hours a day.
  • Learn more below and get started today!
TruStage™ Life Insurance

We make TruStage™ Life Insurance policies available to help credit union members like you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget — because any amount of coverage can make a difference.

Call 1-800-814-2914 for more information or get a quote today.

TruStageTM Life Insurance is issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. All guarantees are based on the claims-paying ability of the insurer. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage

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TruStage Accidental Death & Dismemberment (AD&D) Insurance

Accidents can happen anytime be prepared

A serious or fatal accident could change your family’s lives in a heartbeat. In fact, accidents are the third leading cause of death for people of all ages.1

That’s why as a Toro Employees Federal Credit Union member, you have access to $2000 of no-cost TruStageTM Accidental Death & Dismemberment (AD&D) Insurance that’s fully paid for by your credit union. All you need to do is claim it.

You could enroll in your no-cost coverage in just a few minutes. If you choose, additional insurance is available for you or maybe even your entire family, designed to be at budget-friendly rates. Your acceptance is guaranteed — with no health questions or medical exam.

Since accidents could happen anytime, there’s no better time to help protect the people who matter most to you. Claim your no-cost AD&D coverage today.

1 Centers for Disease Control and Prevention, National Center for Health Statistics Systems, Mortality 2018-2023 on CDC Wonder Online Database, released in 2024.

TruStageTM Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: E10a-014-2012, 2018-ADD-POL-LSCU, 2018-ADD-POL-NC(WA), 2018-ADD-POL-IND(WA), 2018-ADD-POL(ID), 2018-ADD-POL, 2018-ADD-POL(OR). © TruStage

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TruStage™ Home Insurance Program

There’s no place quite like the place you call home

You work hard to make your home a special place that holds your most treasured memories. Now that’s worth protecting.

The TruStage™ Home Insurance Program helps you protect your house — and everything in it — with coverage underwritten by Liberty Mutual Insurance®, including:

  • Potential savings for Toro Employees Federal Credit Union members*
  • Coverage for damage or loss due to fire, weather, theft and more
  • 24/7 claims, even on holidays

Get a free quote today and help make sure the place you call home has the protection it deserves.

A tradition of strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2024 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings.

*Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

TruStage™ Auto and Home Insurance Products are issued by Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116 USA. © 2025 Liberty Mutual Insurance. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Coverages and features not available in all states. Discounts are not available in all states and discounts vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency, LLC. © TruStage

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TruStage™ Auto Insurance

You could be paying too much for auto insurance

You work hard for your money and even harder to keep your budget on track. So why spend too much on auto insurance—maybe hundreds of dollars too much?

How much could I save?

Credit union members could save hundreds of dollars on auto insurance through the TruStage™ Auto Insurance and Home Program. And it could be simple to switch carriers—without losing any money.

What are the advantages?

The TruStage™ Auto Insurance Program offers a powerful mix of savings & popular, member-friendly benefits:

  • Credit union members could save
  • Nationally recognized companies
  • Friendly service with extended hours

Get a free quote today. Don’t wait to see how much you could save.

GET A QUOTE

Auto and Home Insurance Products are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states.  © TruStage

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