Personal Credit Card Business Credit Card
Debit Card
The Toro Credit Union Debit Mastercard® is a great complement to our checking accounts. Our debit cards offer:
- Worldwide purchasing power anywhere MasterCard is accepted
- Enhanced transaction security with EMV chip
- FREE debit transactions at merchants
- No-fee ATM transactions at MoneyPass & Shazam Privileged Status ATMs
ATM Card
ATM (automated teller machine) cards are the simplest type of card for financial transactions. Currently, ATM cards are issued for Toro CU members who only have a savings account with credit union or do not qualify for a debit card.
Functions of the ATM card are limited to use with an ATM machine and include:
- withdrawing cash – 8 free per month per cardholder then a $2 fee per will be charged.
- making deposits (at deposit-enabled ATMs)
- balance inquiries
- transfer funds between accounts
PIN – Forgot your PIN? No worries! You can now call 1-800-717-4923 to change your PIN. You will need:
- Your Debit or ATM card,
- Last four digits of your SSN, and
- To call from the telephone number we have on file at the credit union.
LOST OR STOLEN CARD
During Business Hours Call: 1-800-525-0051
After Business Hours Call: 1-800-383-8000
Download the ATM finder app to locate an ATM near you:
Manage My Cards
- Temporarily turn cards off and on if misplaced
- View card transactions and balance
- Setup activity alerts
- Report a lost or stolen card
How to use the “Manage My Cards” feature:
- Log in to the Mobile Banking App
- Click “More” in the bottom corner
- Click “Manage My Cards”
Personal Credit Cards
Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you! No matter which card you choose, you’ll enjoy important features like:
Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
Mobile purchasing capability for added convenience.
Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
Cardmember Service available 24 hours a day/365 days per year.
Plus much more!
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Business Credit Cards
Choose from our popular business credit card options, such as low rate, cash back, or flexible rewards, to find the one that works best for your business.
No matter which card you choose, your business will benefit from important features like:
Free online expense reporting tools.
No fee for additional employee cards.
Mobile payment capability for added convenience.
Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
Cardmember Service available 24 hours a day/365 days per year
* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.